Disclaimer

AlphaGuru ("the Platform," "we," "us," or "our") is an AI-powered investment research platform designed for informational and educational purposes only. AlphaGuru is not a registered investment advisor, broker-dealer, financial planner, or financial institution. We are not registered with the U.S. Securities and Exchange Commission (SEC), the Financial Industry Regulatory Authority (FINRA), or any other federal, state, or international regulatory body. The Platform provides tools, analyses, and AI-generated insights to assist users in their own independent research process. Nothing on this Platform should be interpreted as a recommendation, solicitation, or offer to buy or sell any securities, financial instruments, or investment products. All content is provided strictly for educational and informational purposes.

AlphaGuru leverages multiple artificial intelligence models and large language models (LLMs) including, but not limited to, Google Gemini, OpenAI GPT, Anthropic Claude, Meta LLaMA, Mistral, and DeepSeek to generate research outputs, analyses, summaries, and recommendations. Users must understand and acknowledge the following about AI-generated content: - AI outputs may contain factual errors, inaccuracies, hallucinations, or fabricated information that appears plausible but is incorrect - AI models may produce outdated information that does not reflect current market conditions, corporate actions, or regulatory changes - AI analyses are based on patterns in training data and may not account for unprecedented market events, black swan scenarios, or emerging risks - Different AI models may produce contradictory analyses for the same investment, reflecting the inherent uncertainty of financial markets - AI-generated financial projections, valuations, and price targets are mathematical estimates, not predictions of future outcomes - The quality and accuracy of AI outputs depend on the quality and completeness of input data, which may itself contain errors

The information provided on AlphaGuru does not constitute financial advice, investment advice, tax advice, legal advice, or any other form of professional advice. Specifically: - No content on this Platform creates a fiduciary relationship between AlphaGuru and any user - AlphaGuru does not know your personal financial situation, investment objectives, risk tolerance, tax status, or liquidity needs - The Platform does not provide personalized investment recommendations tailored to any individual's circumstances, even when personalization features are used - Any "buy," "sell," "hold," or similar signals generated by our AI tools (including the LLM Council, 10-Bagger Scout, and other modules) represent AI model outputs, not investment recommendations - Users should always consult with a qualified, licensed financial advisor, accountant, or attorney before making any investment decisions The use of terms such as "recommendation," "signal," "verdict," "conviction," or "analysis" throughout the Platform refers to AI-generated outputs and should not be construed as professional financial advice.

Investing in securities involves substantial risk of loss, including the potential loss of your entire invested capital. Users of AlphaGuru should be fully aware of the following risks: - Past performance of any security, investment strategy, or AI model output is not indicative of future results - The value of investments can go down as well as up, and you may not get back the amount originally invested - Market volatility can cause rapid and significant fluctuations in the value of securities - Individual stocks, especially growth stocks and small-cap companies featured in tools like the 10-Bagger Scout, carry significantly higher risk than diversified investment portfolios - Sector-specific investments, particularly in technology and AI-related companies analyzed by tools like the Tech Barometer and Fragility Cartographer, are subject to concentration risk - International investments involve additional risks including currency fluctuations, political instability, and differing regulatory environments - Leverage, options, and other derivative strategies can amplify both gains and losses - Illiquid investments may be difficult or impossible to sell at desired prices AlphaGuru does not guarantee that any investment strategy, AI analysis, or research output will result in profits or avoid losses.

AlphaGuru aggregates data from multiple third-party sources including, but not limited to, Finnhub, Alpha Vantage, Financial Modeling Prep (FMP), SEC EDGAR, Yahoo Finance, Reddit, and various news providers. Regarding this data: - We do not independently verify the accuracy, completeness, or timeliness of data received from third-party sources - Real-time data may be subject to delays of 15 minutes or more depending on the data source and exchange - Historical financial data, earnings figures, and corporate filings may contain errors from the original source - Stock prices, market capitalization figures, and trading volumes displayed on the Platform may not reflect the most current market conditions - SEC filings and regulatory documents are presented as received and may contain errors from the filing entity - Sentiment data derived from social media (Reddit, Twitter) and news sources reflects public discourse and should not be considered reliable indicators of future price movements - Technical indicators (RSI, MACD, support/resistance levels) are mathematical calculations based on historical price data and have no predictive guarantee We make reasonable efforts to ensure data quality but provide no warranty or guarantee regarding the accuracy, reliability, completeness, or timeliness of any data displayed on the Platform.

AlphaGuru may display, reference, or link to content from third-party sources including news articles, social media posts, SEC filings, research reports, newsletters, podcasts, and other external materials. The inclusion of third-party content does not imply our endorsement, verification, or agreement with such content. - We are not responsible for the accuracy, legality, or content of external websites or third-party materials - Third-party opinions, analyses, and recommendations do not represent the views of AlphaGuru - Links to external websites are provided for convenience only, and we have no control over the content, privacy policies, or practices of linked sites - Users access third-party content at their own risk and should exercise independent judgment - Newsletter integrations, podcast summaries, and social media aggregations reflect the views of their respective authors, not AlphaGuru

To the fullest extent permitted by applicable law, AlphaGuru, its founders, officers, employees, agents, partners, and affiliates shall not be liable for: - Any direct, indirect, incidental, special, consequential, or punitive damages arising from your use of or inability to use the Platform - Any investment losses, trading losses, or financial damages resulting from reliance on information, analyses, or AI-generated outputs provided by the Platform - Any errors, omissions, interruptions, deletions, defects, delays in operation, or transmission failures - Any unauthorized access to or alteration of your data or transmissions - Any damages resulting from the conduct of any third party on the Platform - Any technical failures, system crashes, data loss, or service interruptions Your use of the Platform and reliance on any information provided herein is solely at your own risk. In no event shall AlphaGuru's total liability to you exceed the amount you have paid to AlphaGuru in the twelve (12) months preceding the event giving rise to such liability.

AlphaGuru makes no guarantees, representations, or warranties of any kind, whether express, implied, statutory, or otherwise, regarding: - The accuracy, reliability, or completeness of any AI-generated analysis, score, verdict, or recommendation - The performance of any investment, security, or financial instrument analyzed by the Platform - The availability, uptime, or uninterrupted operation of the Platform or any of its features - The suitability of any information provided for your particular investment objectives or circumstances - The timeliness of data feeds, market information, or news aggregation - The accuracy of behavioral analysis, cognitive profiling, or bias detection features - The predictive power of any scoring system, including but not limited to 10-Bagger scores, fragility indices, regime indicators, or council verdicts All features, tools, analyses, and outputs are provided on an "AS IS" and "AS AVAILABLE" basis without warranties of any kind.

By using AlphaGuru, you acknowledge and agree that: - You are solely responsible for your own investment decisions and their financial outcomes - You will conduct your own independent due diligence before making any investment decision - You will not rely solely on AlphaGuru's AI outputs, analyses, or tools as the basis for investment decisions - You understand the risks associated with investing in securities and are financially able to bear potential losses - You will use the Platform in compliance with all applicable laws, regulations, and exchange rules - You are responsible for determining the tax implications of any investment decisions you make - You will not use the Platform for market manipulation, insider trading, or any other illegal activity - Any trading or investment activity you undertake based on information from the Platform is done at your own risk and discretion AlphaGuru is a research tool designed to supplement, not replace, your own judgment, analysis, and professional financial advice.

Users of AlphaGuru are solely responsible for ensuring that their use of the Platform and any resulting investment activities comply with all applicable laws and regulations in their jurisdiction, including but not limited to: - Securities laws and regulations (including the Securities Act of 1933, the Securities Exchange Act of 1934, and applicable state blue sky laws in the United States) - Anti-money laundering (AML) and know-your-customer (KYC) requirements - Tax reporting obligations and compliance with applicable tax laws - Foreign investment restrictions and cross-border transaction regulations - Data protection and privacy laws applicable in your jurisdiction - Suitability and appropriateness requirements applicable to your investment activities The Platform is not available in jurisdictions where its use or the use of AI-assisted investment tools would violate local laws or regulations. It is your responsibility to determine whether your use of AlphaGuru is lawful in your jurisdiction.

AlphaGuru reserves the right to modify, update, or replace this Disclaimer at any time without prior notice. Changes will be effective immediately upon posting to the Platform. The "Last Updated" date at the top of this page indicates when this Disclaimer was most recently revised. Your continued use of the Platform following the posting of any changes constitutes your acceptance of such changes. We encourage you to review this Disclaimer periodically to stay informed about our terms and limitations.

If you have any questions about this Disclaimer, please contact us at: Email: legal@alphaguru.ai Website: www.alphaguru.ai For general inquiries about the Platform, its features, or your account, please visit our Contact page or reach out through the appropriate support channels.